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CapAdvance™ is a powerful new product that provides buyers with the flexibility to purchase property while leaving their investments intact. If you're shopping for a residential or commercial property and your deposit funds are tied up somewhere else, you don’t have to worry about forgoing the opportunity of a life time. We can help. 

CapAdvance™ is only available through your Real Estate Agencies

What's a CapAdvance?

It's a substitute for the cash down payment or deposit required when purchasing a property. This solution allows you to secure your home purchase now. Rather than paying the deposit amount required in cash, you only pay a small premium for the CapAdvance™, which the seller accepts in lieu of cash. The CapAdvance™ can be issued within 48 hours, which means you can keep your money working for you right up until closing, when you will be required to pay the property's full purchase price.
Shinco's CapAdvance™ will secure the amount of the deposit through an authorization hold from the purchaser’s credit card company. Such an authorization hold will secure the deposit as an “earnest money deposit” for the seller until the completion date related to the transaction. 

CapAdvance™ is not a bond or an insurance policy